Disability
Long Term Care

What is Disability Insurance?

Disability Insurance is one of the most important types of personal insurance because it provides income replacement in the event of either accident or illness.  Many people can handle a loss of income for a few months, or in some cases, even a few years......beg, borrow, steal or spend down assets.  What would happen, however, if an illness or injury were to last longer than that?

Click Here for "Disability Insurance Basics"

What is Long Term Care Insurance?

Long Term Care Insurance provides the funds to pay for the kind of assistance needed when you lack the capacity for self care due to chronic illness, disability, or cognitive impairment.  Services can be delivered at home, at an assisted living facility, or in a nursing home.  This type of insurance can provide financial security as well as personal dignity through the retirement years.

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How do I find out more about these important coverages?

Fred Waxler, our Life, Disability and Long-Term Care Specialist can assist with this type of insurance. He can work with you to design and implement a plan that will provide peace of mind and promote financial security. He can be reached at 415.257.2115 or at fwaxler@costelloandsons.com.

 

     

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