What is a 401(k)?

A 401(k) is a type of retirement plan that allows workers to save for retirement while deferring income taxes on the saved money and earnings until withdrawn. An employee elects to have a portion of his or her wage paid directly, or deferred into his or her 401(k) account. .

Why do I need it?

Your financial future depends on what you save for yourself today. Insecurity of our Social Security system, inflated government spending, the rise of Medicare costs and more-- all mean you need to save more for your retirement. A 401(k) with automatic payroll deductions and inherent tax benefits is the first and best place to save for your financial future.

Don't Want to Do the Research?

Long Term Care or Disability Insurance - Please refer to the following contact at RealCare:

Thomas Henry at 707.931.7170