Employment Practices

What is an Employment Practices Liability Policy?

Provides coverage for a broad range of claims arising from employment-related actions. The most common are discrimination, harassment and wrongful termination.

Why Do I Need It?

Technology companies are especially vulnerable because they usually don’t have a person dedicated to human resources until they reach a certain size level.

Currently, plaintiffs win about 70% of all employment cases in California. However, even if you end up in the minority and no award is given the plaintiff, your attorney’s costs can still run well into the hundreds of thousands – or even higher. EPL policies pay these defense costs.

Are There Any Key Coverages a Technology Company Should Have Built Into It?

Yes! Coverage extended to third parties is essential for Technology companies. This provides coverage for claims arising from allegations from non-employees.


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