Benefits

What Benefit Products Do You Offer?

We offer Medical (Domestic & International), Dental, Optical, Employee Assistance Plans (EAP), and Voluntary Benefits

Do You Offer Any Supplemental Services?

Yes! We offer benefit consulting, cafeteria plan administration, COBRA administration, benefits administration outsourcing, and the ability to go PAPERLESS! Please click on Benefit Services in the panel to the right for more information.

Who are your primary carriers?

Medical

Aetna
Blue Cross of California
Blue Shield
Guardian
Health Net
United Healthcare

Dental

Aetna
Blue Cross
Delta Dental
Guardian
Met Life
Reliance Standard

Vision

VSP
CoPower
Guardian
MES

To request Plan information for Group Health Plans please contact
Jeff High at 415.257.2127 or at jhigh@costelloandsons.com or
Sarah Daniel at 415.257.2128 or at sdaniel@costelloandsons.com

 

What is a 401(k)?

A 401(k) is a type of retirement plan that allows workers to save for retirement while deferring income taxes on the saved money and earnings until withdrawn. An employee elects to have a portion of his or her wage paid directly, or deferred into his or her 401(k) account. .

Why do I need it?

Your financial future depends on what you save for yourself today. Insecurity of our Social Security system, inflated government spending, the rise of Medicare costs and more-- all mean you need to save more for your retirement. A 401(k) with automatic payroll deductions and inherent tax benefits is the first and best place to save for your financial future.

How does it work?

Your employer establishes a plan through CSI. Enrollment and education meetings are held to guide you through the process. In a self-directed plan, you manage and choose which investments are suited to your retirement goals

Why CSI?

At CSI, we offer group and individual retirement counseling, investment guidance, enrollment support and regular employee education workshops. As true 401(k) brokers, we work with the top 401(k) industry vendors such as Fidelity, ING, John Hancock, Prudential, Standard and Vanguard to name just few.

For information about our 401k Plans please contact Kelly Kane at
415.257.2171 or at kkane@costelloandsons.com


 

 

     

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